At our very core, within us we aim to achieve one particular state of mind – To be at peace.
In any goal we wish to accomplish – a job, certification, business, family, kids, travel, dream car, dream motorbike, house or early retirement is a goal we intend to achieve in the future.
The only way to achieve these goals is through planning and I feel confident to say that we would both agree the goals mentioned above require money to sustain or have experiences. “Money definitely cannot buy happiness” but we do need Money to pay for education, to pay our bills, to eat, to travel and to retire.
WE WORK HARD ENOUGH TO EARN EVERY RUPEE FOR 30-35 YEARS OF OUR LIFE, THEN WHY SHOULDN’T EVERY RUPEE WORK HARD ENOUGH FOR US JUST AS LONG?
We cannot escape the ambit of inflation and taxes that would eat into every rupee we earn. But we can plan, to beat the rate of inflation and use tax saving instruments to save and grow every rupee we earn.
Financial Planning starts from the very first salary you receive to the very last breath you take yourself. In between, we secure ourselves through financial planning for various goals we have.
We plan for the intended and secure ourselves for the unintended.
Thus achieving, one particular state of mind – to be at peace.